Resilient Yield in New Zealand Dollars
We combine a 20-year global track record with a primary focus on capital preservation and delivering consistent monthly income
Investment opportunity
Defensive Yield with Inflation Protection
Our funds target a net return of OCR + 4% through a portfolio of 100% floating-rate assets. This structure provides a natural hedge against inflation and interest rate volatility, ensuring your yield adjusts in real-time to market conditions. Our team's 20+ year global track record ensures this performance remains resilient through every phase of the economic cycle.
Granular Exposure to the NZ Middle Market
Investors gain immediate access to a granular portfolio of high-quality New Zealand businesses across defensive sectors. This level of diversification, spanning multiple industries and deal structures, is unique in the New Zealand market and significantly reduces idiosyncratic risk compared to concentrated credit offerings.
Capital Preservation via Structural Protection
We prioritize capital preservation by focusing on senior secured (first lien) positions with conservative loan-to-value (LTV) ratios. Every investment undergoes rigorous diligence with each deal specifically structured to include multiple exit paths and robust covenant protections to safeguard investor capital in all scenarios.
FUND OPTIONS
PCG Diversified New Zealand Private Debt Fund (NZPDF)
Fund Structure:
PIE (Portfolio Investment Entity) - tax-efficient for New Zealand investors
Target Return:
OCR + 4% (net of fees)
Distributions:
Monthly income distributions
Management Fee:
0.75% per annum
Minimum Investment:
$250,000
Currency:
New Zealand Dollars
Valuation:
Weekly
Trustee:
Public Trust
Administrator:
Adminis
Auditor:
EY
US Tax Compliance:
PFIC Reporting Compliant. We provide PFIC Annual Information Statements (AIS) to support investors in making QEF elections for US tax reporting.
PCG New Zealand Economic Resilience Fund (NZER)
Fund Structure:
PIE (Portfolio Investment Entity) - tax-efficient for New Zealand investors
Target Return:
OCR + 4% (net of fees)
Distributions:
Monthly income distributions
Management Fee:
0.75% per annum
Minimum Investment:
$500,000
Currency:
New Zealand Dollars
Valuation:
Weekly
Trustee:
Public Trust
Administrator:
Adminis
Auditor:
EY
US Tax Compliance:
PFIC Reporting Compliant. We provide PFIC Annual Information Statements (AIS) to support investors in making QEF elections for US tax reporting.
Active Investor Plus Programme
NZTE Acceptable Managed Fund Status
Direct Pathway to Residency: Both PCG Funds are fully compliant NZTE Acceptable Managed Funds. This status provides offshore investors with a clear pre-vetted pathway to New Zealand residency while deploying capital into high quality, senior secured private credit.
Proven Track Record
The Programme Benchmark: We are proud to represent the longest-running credit fund on the AIP programme. Our established history provides the transparency and reporting rigour necessary to satisfy immigration requirements and deliver successful residency outcomes.
Global Tax Readiness
We recognise the complexities of cross-border investment for investors with US tax obligations. PCG provides the specific PFIC Annual Information Statements required to optimize your US tax position. We work alongside your global tax and legal advisors to ensure your investment remains compliant across multiple jurisdictions.
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Portfolio diversification is achieved through direct exposure to an asset class that is genuinely uncorrelated to listed equities and property, delivering stable, NZ dollar-denominated returns within a balanced portfolio.