New Zealand's Most Experienced Private Debt Lender
Drawing from proven global experience to deliver tailored capital solutions & a relationship-driven approach for New Zealand businesses.


Our Story
Recognising that New Zealand's ambitious businesses were underserved by traditional banks, we established PCG to bring the flexibility of global private debt to the local market.
We bring over 20 years of global private credit experience to address the funding gap left by banks. Founded in 2019 by Paul Carman and John Ferrara after successfully operating private debt funds in the UK under Mizuho Bank, PCG has grown from $5M to $700M assets under management by solving problems traditional lenders couldn't.
As New Zealand’s most active private credit lender, we originate opportunities across New Zealand from our Auckland and Queenstown offices. Maintaining a relationship-driven approach with our borrower and investor bases.
Stability through every cycle
There's no substitute for having operated private debt funds through economic recessions, financial crises, and high growth periods. Each creates unique challenges, especially for the uninitiated. Our experience across multiple market cycles in global markets gives us the competence to navigate any environment.
Aligned Partnership
Conflict-Free by Design. Many capital providers also run advisory businesses or mix equity alongside debt in the same fund. We don't. Our exclusive focus on funds management eliminates those conflicts, so every decision we make is driven by one thing: what's right for you.
Market-Leading Diversification
PCG offers a level of diversification and risk management that is unique in the New Zealand market. This scale allows us to provide genuine downside protection for investors while offering borrowers the stability of an institutional-grade platform.
